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01-01-2011
  451
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Fabulyss's Avatar
 
Join Date: Mar 2005
Location: Chicago
Gender: femme
Posts: 3,542
Reputable consignment shops! I bought a Chanel jacket for $350. My mom bought a Chanel lambskin for $500. Still quite expensive, but certainly discounted.

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01-01-2011
  452
rising star
 
Join Date: Feb 2010
Location: Leuven
Gender: femme
Posts: 101
Quote:
Originally Posted by eternitygoddess View Post
That's like around...$50,000 annual salary, which isn't that much.
The European system differs a lot from the ones in the US or Asia.
We pay high taxes which brings us a well-funded social security system. So everyone spends very little on for example medical care and personal insurance. My medical insurance cost me about 20EUR / 3 months, and it pretty much covers everything.
In the States, the salaries are much higher, but with less social well fare.

For someone who earns 3500 EUR after tax, it's definitely a comfortable income.

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03-01-2011
  453
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ellesea's Avatar
 
Join Date: Apr 2004
Location: Toronto
Gender: femme
Posts: 315
Quote:
Originally Posted by lovely lethargy View Post
Like, William St Girl said, I really think it all depends on circumstances. You can adore designer clothing and never own a piece if you have other commitments. I love fashion, but I will most likely never own a $2,000 purse or a $1,000 dress (at least not anytime soon). For me, it simply isn't practical. I'm still in high school and I have to worry about getting into college, then getting a degree, then finding a good job. While I might like to admire the clothing, I have yet to buy something designer (which may be or may not be expected of a fifteen year old American).
Smart cookie, you are! There are a lot of high schoolers who are less level headed than you are and I think you're going to be a lot more successful than them. I went to a private school where a lot of the girls were gifted designer items for birthdays and holidays. These same girls also spent all their allowances on designer items. I'm impressed that at 15 you understand there are other priorities and commitments which are more important. It does make sense to splurge on something you love but even then, there is a limit.

Myself, I used to spend a lot more on fashion items than now. During college when I worked part time at clothing stores, ALL my funds would go to shopping and going out. I didn't save anything and even went into some debt. Now I have priorities like buying a house and saving up for my wedding. I'd rather those items than a designer dress or purse that may be "in" for a few years. Ocassionally I still buy an expensive item but I'm definitely a lot more discerning with my purchases now.

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04-01-2011
  454
scenester
 
Join Date: Jul 2010
Gender: femme
Posts: 73
^ agreed, I wasn't so wise with my money at 15. Although thankfully I wore a school uniform throughout most of student years so that saved me from buying clothes - no chance to wear them anyway.

I love good quality items - not necessarily designer but usually not cheap! - and once I commited to buying a good pair of shoes there was no going back to cheaply-made substitutes and it became easier to resist giving in to cheaper things and saving for better things. The Outnet isn't dirt cheap but it's been a good resource for me - it puts quality clothing within my reach.

I will happily save for something I love rather than buy something not quite perfect - and everytime I spend big money on something I'll add at least half the money I spent into my "no touching" savings account. I also never max out my credit card. It's part of being fiscally prudent.

I also shop sales often - everything goes on sale eventually. If I miss out, I tell myself that I won't die from having one less item of clothing. Online stores also have good one-off sales (sometimes it's an extra 20%, free shipping, etc), and subscribing to their mailing lists is a good way to stay ahead.

Whether I'm paying full price or not, I think about every item carefully. After all, the money spent on mistakes could have gone to something I will love. Or at least, a excellent meal in a restaurant.

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05-01-2011
  455
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Gemint's Avatar
 
Join Date: Nov 2010
Location: London
Gender: homme
Posts: 34
i get 1200 quid monthly from my parents for food and other stuff
that equates to 40 a day
but what i do is i eat cheap food, get monthly underground/bus pass
prob spend 15 a day at most
and save 25
and then blow all the money during sale time

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06-01-2011
  456
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toothfairy's Avatar
 
Join Date: Aug 2009
Location: Amsterdam
Gender: femme
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Interesting discussion!

I think it is partial about making choices.

When I studied I really liked designer pieces, but I was really poor student, I had 200 euro's a month to spend on food, clothes, dinners and holiday's. So I took a job beside my studies, and I had only 2 free day's a month.
With that money I collected for items I really loved and tried to find them as cheap as possible. I found (before it became really populair) a Chanel 2.55 after one year searching for 600 euro's (now I could sell it for double)

Now I have a great job and I am lucky to buy almost anything I really want.
I've bought a lot of things I almost never wear from Zara and H&M because it was cheap. I calculated how much it was in total and realised I could have bought a amazing item.I buy 1 or 2 expensive things a month, only if I really love it. And a few cheap things, but only if I really like it.

I don't spend all my money on clothes.
I've bought a house all by myself and I even take care for my boyfriend, who is still studying and starting his own company, but he was the one when I was "poor" who bought me the things I couldn't pay for. So now I can pay him back.

Expensive things are especially nice for the person who is wearing them, because the biggest difference, you can only notice when you are really close and able to feel it.

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09-01-2011
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MariyaCroft's Avatar
 
Join Date: Feb 2008
Location: USA
Gender: femme
Posts: 425
I work full-time and live with my long time boyfriend.

I go for quantity vs quality (unless something looks obviously too cheap). I would rather have 10 tops for $50 vs 1 top for $50 but obviously depending on what top I want. If it's a $50 top I LOVE, then I'll buy it. I buy all my clothes from thrift stores, ebay, H&M, forever 21, urban outfitters...any where cheap. I'm very picky though. I take the time to search for what I want, instead of buying what I like/think is cute, I only buy what I LOVE ("no, I don't need this," "wow, this is unique!" etc etc). So that way I don't end up spending too much money.

the only way I will buy designer items is from a sale/thrift store. It's just too expensive for me to get a $2000 pair of shoes. the most expensive thing I own is a $350 pair of boots.

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Last edited by MariyaCroft; 09-01-2011 at 08:25 PM. Reason: grammar
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10-01-2011
  458
windowshopping
 
Join Date: May 2009
Location: Singapore
Gender: femme
Posts: 5
I would rather own 1 beautiful $3k dress than 10 $300 dresses that will break down in half a year so I tend to save alot for those special items I want. Also it helps that my parents earn quite alot, so I don't have to worry about food/rent/school fees etc, and most of my money goes towards clothes. However, I only pay in cash, because I've been taught to fear debt, so no splurging for me.

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11-01-2011
  459
rising star
 
Join Date: Feb 2010
Location: Leuven
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Posts: 101
Quote:
Originally Posted by ania_n View Post
I would rather own 1 beautiful $3k dress than 10 $300 dresses that will break down in half a year so I tend to save alot for those special items I want. Also it helps that my parents earn quite alot, so I don't have to worry about food/rent/school fees etc, and most of my money goes towards clothes. However, I only pay in cash, because I've been taught to fear debt, so no splurging for me.

well, I think a lot of people will call a $3000-purchase a splurge!

You are very lucky that you are in a position where you don't have to worry about living costs (most of us will have to pay rent/mortgage/food...), which is great for you!

On the other hand, I think it's a bit exaggerated to claim that $300 pieces will "break down after half a year". I even have pieces from H&M that I wear and machine-wash for several years and are still in good shape.

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11-01-2011
  460
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Bagt's Avatar
 
Join Date: Dec 2010
Location: Mexico
Gender: femme
Posts: 31
I cannot afford designer clothes, i'm like more quantity vs quality sometimes, it depends of the garment too. If it's a classic item, like a white blouse, a pencil skirt or a coat, i like to spend more because I want that piece to last, but if i'm buying things i know i'll not wear in two years, I just buy it at forever 21 haha.

But that's just me, I'm still a graphic design student and I need to cover for a lot of expenses, and because sometimes I work with paint, glues and different materials, my clothes receive the worst damage you can imagine.

Someday... someday my closet will be full of Chlo and Chanel

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12-01-2011
  461
windowshopping
 
Join Date: Jan 2011
Location: Europe/UK
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Posts: 5
I simply buy very specific things that are more expensive and that I know that I really love. Probably like on 3/4 designer pieces of clothing/accessories per year.

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13-01-2011
  462
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Join Date: Jan 2011
Location: Brisbane
Gender: femme
Posts: 57
I rather buy one good designer handbag than buying a couple of replicas.
It also makes a perfect Birthday or Christmas gift for a sister/ mother. Instead of everyone
buying her a gift, get the family to put their money together and get her that perfect
Birthday/ Christmas gift ! I think every girl must have at least one designer handbag.

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09-02-2011
  463
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Join Date: Feb 2011
Location: Australia
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Quote:
Originally Posted by missy-t1 View Post
I have read quite a few threads about how some members of this board buy designer clothes, handbags, accessories etc but how the hell do you afford it? I can only dream of buying any designer stuff! Are you wealthy or just buy it and get broke?!

i save my money up and always look out for the good deals! Most of my shopping is done online. I sometimes splurge, then am broke till payday, but i try to save my money up and just spend it on key items that i know will be worth it

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10-02-2011
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Join Date: Oct 2005
Location: Australia
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Posts: 194
As a student supported by my parents and who can only work a substantial amount during summer holidays, I can only afford to buy designer items if they're on sale (sometimes not even then). That and I shop online as there isn't really anything I think would be worth buying in my city, so I'm always conscious about sizing and would rather only buy if I'm certain. I'm not really into returning things.

I dream!

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11-02-2011
  465
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Join Date: Jul 2009
Location: Leicester, England!
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Posts: 353
This thread is kinda funny, people saying 'Ohh I can afford designer clothes because I buy them on sale when they're only 300...'
I only get designer clothes if they're from a jumble sale, I can't afford to pay usually more than 30 for any item of clothing! Even if I save up.

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