I think that it's really sad that she has money only for ugly clothes, or she has no style at all? During the "Hills" era she was dressed better.
It has nothing to do with money. I'm sure she's broke in comparison to her past, but hobo chic was once quite popular. Lack of funds is no excuse for trashtastic style. I'm sure most of us still have less in our bank accounts than this chic, and we don't go around looking like that.