i used to absolutely adore it... now i don't.
The lotion makes a nice hand-cream if you've got seriously dry skin. It can also be used as a decent body lotion if you're in a hot/humid climate - otherwise, it's no good for me in winter/spring/fall. i don't like the unscented lotion.. the scent of the regular lotion is nice.
The tub of cream (more like a solid) used to be fantastic.. but now i find it greasy without being skin-quenching/moisturizing. i know that's odd but it's true. i love the smell of the tub/solid cream.. and used to mix in Vanilla perfume and ended up walking around smelling just like chocolate. Drove kids mad!
i've moved on to: Walmart's (yes.... Walmart!) brand: Simply Basics Nut Butter = fabulous stuff!!! It's also cheap - but it's effective and smells delish too!
If i can't head over to a Walmart, i'll get Life Brand (Shopper's Drug Mart in Canada) Nut and Honey butter - it's a bit more expensive, and not as good... but convenient. Haven't tried Body Shops' nut butters.. they're pricey to me but i've heard they're good.
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i forgot to add: Palmer's doesn't have a whole lot of cocoa-butter in it.. it does have petroleum. i don't know about the Simply Basics brand. If you're looking for pure/almost pure cocoa-butter then you can try Jason's brand.. from a health-food store. You'd have to work hard at emulsifying it.... and it doesn't smell as yummy as the mixed creams etc. Have you tried Shea Butter? i swear by the stuff!