i think at the end it really depends on the person. although i agree that obsessing over your face and putting 10 different solutions each and every part of your face can't be good for your skin, but people just have different skin and some needs more care than other.
one of my best friend never washes his face with anything but water to freshen up. even after doing sports, he just rinses it out with water and his skin is perfect. no blemishes, no acne, and it looks healthy.
i never used moisturizer until i came here to a 4-season country. i used to live near the equator with humidity hovering at 80% every day. ever since i got here i have to use moisturizer on my face or it'll dry off. as with facial cleanser, sometimes i just wash my face with water and it works for the first or second day, but on the third day a pimple or what would become a pimple will appear.
so, i giving your facial skin a break from your regimen would actually help it, but at then end, you'd most likely still need to take care of it.