I would love an industrial machine, but they only work with one stitch (are there newer industrials that do more?) and so for buttonholes, for example, you end up using the home machine. Usually for home sewing we don't have the space or budget for all different kinds of industrial sewing machines.
I have a home sewing machine and a home serger (although I love the industrial serger) and I'm planning on getting a coverstitch sometime in the far future as working with these 2 is great for me - I've done garments, bags, swimwear and no complaints! Both my machines are Brother and they have worked great so far. One is around 3 years old, the other maybe 5. I do regular oiling and cleaning myself and they are as good as new.
I think you just need to make sure the machine suits your needs (for construction, decorative stitches, etc.) so you don't end up paying for stuff you won't need. Check if additional feet are easily available and not too expensive. And look for the basics, such as easy to regulate tension, zigzag/straight/reverse stitches and buttonholes.