banking is really difficult in general. Maybe that sort of program is more for you though....we have something similar in Canada called SWAP. When I came over though I didn't want to be a Canadian living in London hanging out with other Canadians. I love meeting people from my own country but I wanted the 'real' experience so to speak....not to live and work as a foreigner/outsider. But the visa is active as soon as you get it, not as soon as you land.