embrace your inner cheapskate

softgrey

flaunt the imperfection
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Embrace Your Inner Cheapskate

Here, one man challenges himself to go one week without spending a cent and finds the sacrifices (no morning coffee?!) are more than he bargained for

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Maira Kalman



I like to think of my attitude toward money as enlightened. Last summer, for instance, I received a letter informing me that I had won a small grant from the state of Massachusetts. The next day I was informed that I was being audited — by the state of Massachusetts. Ah well, I thought. The state giveth and the state taketh away.

My friends and family see my attitude toward money in slightly different terms. “You’re a total miser” is how my darling wife, Erin, puts it.

In fact, it’s a bit worse than that. I’m one of those irritating guys who try to convert self-deprivation into a virtue. I buy my pants secondhand. I hoard hotel soap and used aluminum foil. I eat the not-too-badly-chewed leftovers off my daughter’s plate. And I constantly rail against consumerism.

Which is why I recently subjected myself to a little experiment: Could I go a week without spending a single penny? Here was my big chance to showcase all that adorable righteousness! To stage a tour de force, a morality play in seven daily acts!

This wasn’t how I sold the plan to my wife, though. I assured her the point of the challenge was (at least partly) to help me come to terms with my superior attitude toward money. Confronting my reliance on currency might actually lead me to be less judgmental, I argued.

My wife sighed deeply. “Oh God,” she said. “This is going to be so annoying.”

Saturday


The day begins with my normal ritual: a squash match against my nemesis, Zach. Before we step onto the court, I inform him, apropos of nothing, that I won’t be spending any money for the next week. He looks confused, perhaps because he has never before seen me spend money.

In the third game, I rip an incredibly macho forehand and our ball goes dead.

“I’ll buy us another,” I say. “Oh, wait a second.…”

A miffed Zach marches to the front desk to buy the ball himself.

On the way home, we stop to pick up buns from Erin’s favorite Portuguese bakery. I could argue that I’m not buying the buns for myself, but rules are rules, so I beg Zach to pay for them.

“Come on,” I say. “I’ll pay you back next week.”
“Isn’t that just a deferred purchase?” Zach asks.

I ponder this question, weighing its logic against the prospect of returning home to my wife bunless.

“Listen,” I say. “The lettuce in our garden is going crazy. Buy me these buns and I’ll give you a bushel of romaine. Dude, that’s a straight-up barter.”



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Sunday


The day starts well. I do not proceed to the nearest Dunkin’ Donuts to purchase hot liquid crack. I do not buy the morning paper. Instead, I meditate on the contents of my soul. (This does not take long.)

My afternoon plan is to watch the finals of the European soccer championships at my friend Karl’s, but his wife has just had a baby so supposedly they’re “tired.” We don’t have a TV, so I end up at an Irish pub, where the bartender stares at me for 20 minutes, waiting for my drink order. I slink out at halftime.

Monday


Erin and I are on our way back from running an errand with our two-year-old daughter, Josephine. It’s rush hour in Boston, and traffic is barely moving.

“Hey,” Erin says. “Let’s go to a restaurant.”
“Very funny. No spending means no spending.”
“Gnocchi in vodka sauce,” she says. “Mmm. Shrimp scampi. Lobster ravioli.”
“Please shut up,” I say.

We dine on day-old sandwich wraps at home.

Tuesday


Getting a haircut has become increasingly disconcerting as I’ve entered my slow but inexorable march toward Captain Picarditude. Still, it has become essential that I visit my stylist, Linda, at least once a month, lest my remaining follicles pouf in a manner recalling Robby Benson during his Ice Castles phase. Complicating matters is the fact that Josephine will be coming along for her debut haircut.

As I ease into the chair, I explain to Linda that I plan to pay her for both haircuts...next week. “Two baldies coming up!” she shrieks, brandishing her clippers like a Ginsu knife. She’s kidding. I think.

Heading home, I pull up at a stoplight. A 10-year-old kid walks up to my window, holding a bucket with the name of a homeless children’s shelter.

“I’m sorry,” I say. “I can’t spend money this week.”

Erin digs a handful of quarters from her purse and reaches across my lap. “Here,” she says to the kid. “Take this. I apologize. My husband is an idiot.”

At this point, three things occur to me, more or less simultaneously: 1. I am an idiot. 2. I spend a lot more money than I ever realized or would admit. 3. While I enjoy having an excuse not to spend money, I do not enjoy feeling like an idiot.
 
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Maira Kalman

Wednesday


My friend Billy comes over for dinner. The plan was to make him lasagna, but Billy is deeply suspicious of any foods not prepared by restaurant professionals or his grandmother. We opt for Chinese takeout.

On the way to pick up the food, I launch into my rap about how I won’t be able to pick up the check, because, see —
“Not a problem,” Billy says. “You never pay.”
“I do too pay,” I say indignantly.

He waits for me to recall a specific instance.

Thursday


I occupy the morning making a short list of things I would buy if I could: 1. The new Ike Reilly album. 2. A box of Raisinets. 3. A full-time masseuse. 4. Solar heating panels. 5. A life coach who also does pedicures. (I feel compelled to add that I would share the full-time masseuse with Erin, but only if she agreed to stop insulting me in front of panhandlers.)

Of course, if I allowed myself to spend money, I wouldn’t buy any of these things. I would deprive myself of them, very loudly. I would also harangue myself about unreasonable purchases. “Paper towels!” I would roar, as I strolled the aisles at Target. “Who needs those when you can use an old T-shirt?”

But I can’t spend money, so all I think about is spending money. I am beginning to see the appeal of those fancy catalogs Erin gets and thumbs through, sighing all the while. It’s way more fun to fantasize about purchases than to make them.

How odd. I miss the unctuous attentions of the retail sector, the vaguely cheeselike scent of crisp new bills. Most of all, I miss the brief but potent fantasy that illuminates every cash transaction in our culture: that you can buy happiness.
 
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Maira Kalman

Friday


On my last day of mandatory penury, we head down to celebrate my wife’s birthday with her family. As we reach the tollbooth off the turnpike, Erin is asleep. The toll collector is waiting for his $1.75.

“Honey,” I whisper. No response.

This being the Massachusetts Turnpike, within five seconds a horn sounds behind us. Erin opens her eyes and looks around. “Oh, good grief,” she says.

Originally we all planned to go out Saturday night, so I could pick up the tab. But when we arrive, Erin’s mother announces that we’ll be going out tonight. Marriage has taught me this: You don’t throw down with your mother-in-law. So I now explain to my in-laws that I can’t contribute a red cent to my wife’s birthday dinner. Then I get to spend an hour after dinner watching Erin open presents. Perfume. Gift cards. Bath gel.

Had I planned more effectively, I would have gifts to offer her, too, bought weeks ago. But part of my new attitude toward money involves refusing to consider the ways in which it might make the people around me unreasonably happy.

I watch the wrapping paper pile up. “Remember those diamond earrings I got you for your birthday last year?” I keep saying. “You know the ones I mean, with the diamonds?”

Later, lying in bed, I take stock of my accomplishments. I’ve stiffed a homeless child. Nearly gotten my daughter scalped. Cheaped out on my wife’s birthday. It’s not the kind of résumé that shouts “personal growth.”

I nudge Erin. “Sweetie? What do you want for your birthday?”
“Sleep,” she murmurs.
“Seriously,” I whisper. “I will get you absolutely anything you want.”

I assume she’s thinking about how best to call my bluff. Does she want a bigger house, one with an actual dining room? A car manufactured in this century? Then I hear a very faint snoring noise.

It’s almost midnight. I fantasize about slipping out of bed and dashing to an all-night convenience store to buy up their most expensive Hostess product. Would Erin appreciate this gesture? Possibly.

But I know what she would really like — for me to climb off my high horse and stop sweating the small purchases. To become more relaxed about money. So I lie there in the dark, relaxing about money. In the morning, my wife will get up and I’ll announce my new attitude toward money, carefully avoiding the word “enlightened.”

The only question now, really, is, Will she buy it?

realsimple.com
 
This isnt not spending money tho, he just tells people he will pay them the following week... so basically he fails on the first day he is trying to do it.
 
^Exactly. I think this was meant as just a humorous piece of writing & really nothing more. Real Simple is the magazine that tells you how to simplify you life with $500 cashmere sweaters.
 
i agree with that...and it IS humorous ( and fun to read), which is the point...
but what about the IDEA??????...

have you ever tried to do it?...
what do you think?!?...
could you make it for a week spending NO money???!!!...


:innocent:....


*i've done it...
 
I don't need to do it... I always live within my means so I don't find it necessary to go from one extreme to the other.
 
this was hilarious!...:lol:..well written and very funny...thanks soft..

i agree that the 'i'll pay you back next week' line is cheating...but the idea here is what's important, as you said... i like the barter idea a lot...i've always thought that would be a great way to operate...i remember when i was younger my uncle had one of those barter cards...did they do that in the states?...trading goods and services...i wonder if they're still around...

i would actually love to try this...maybe not spending NO money in a week...but spending far less...

i think the point that was perhaps missed by the author, though, is that there are some things that you come to realise aren't that essential as soon as you aim to spend less... why didn't he try to cut his own hair or ask his wife to cut his daughter's hair?... why didn't he try to take back roads to avoid toll ways?... go to a friend's place to watch the soccer championships and take some food or drink with you as an offering..:lol: there are alternatives, which i think is the important point, that maybe you only realise once you actually try to stop spending... and maybe the alternatives actually bring you joy... maybe you'd end up feeling better about yourself and your impact on the environment etc, spending more time with people than things, focusing more on why you're feeling the impulse to spend rather than what you're spending on...

it seems he was focusing more on how to get other people to pay for things he wanted rather than focusing on finding creative and fun alternatives that wouldn't require him (or others) to spend at all..

i also think, though, that his conclusion was a good one....relax...it's just money...you can't take it with you... of course that doesn't mean spend irresponsibly or be a completely inconsiderate cheapskate.... but you don't want to sabotage your happiness and your relationships for it either...
 
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I thought it was a funny read- thanks!

but lately these 'live on a dollar a day or less' kind of anti-consumerist or consumerism-awareness topics seem to be being written about alot (or maybe i just seem to be seeing and reading them). On tv the other day a young guy was saying he'd managed to live for a year on nothing but random work and people's kindness etc and had started off the 'challenge' with about 20 bucks in his pocket. And he was preaching to these other people (who for example were less educated than him, didn't own their own home, had bills to pay and kids to feed etc) about how it is possible to be thrifty and we don't need all these things etc. That money doesn't make you happy etc etc. But it was in such a preachy tone that sometimes when I read these things (not this article), it all feels a bit indulgent if it's just for an experiment as opposed to being out of need. but yes, I do get the novelty of the task...

If you're already set up, have friends etc, you can certainly live on nothing or close to it! :p

when i first read the title i thought it was going to be about how cheap one might be on certain thing. my answer would have been toilet paper!
 
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I don't need to do it... I always live within my means so I don't find it necessary to go from one extreme to the other.
oops..i think you missed the point...

:p

justlooking- i think you are seeing more of this because the economy is in the toilet...
*and has been long before it became an issue on wall street...

i think you could learn a lot about what you really need and don't need by trying something like this...
*without asking people to pay FOR you of course...
cause i agree that it's totally cheating to do that...
^_^
 
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This was a fun read, thanks :flower: I personally don't think that I could do it, but I did used to get paranoid about where my money was going, like the writer.. A latte here, a scarf there, adds up over time. So now I try and write down almost every cent I spend. I take my receipts and write down the amount of a shopping trip, etc. so I know where my money is going if I'm ever short.
 
yeah I too get sick of all the 'how you and your family can live a whole year off of toilet paper and a vegetable patch' but I think the article is kind of taking the piss out of those people (and himself) for being preachy about money but in a way, they are relying on others to carry the burden for them (as lucky points out with that show she watched).

Personally, I fluctuate between the two. I'm a total cheapskate when it comes to some things (taking taxi's instead of waiting for a bus, trying to sneak on the bus when they leave to get coffee so I don't have to use up a ticket, getting my dad to send me a 6 pack of stamps instead of just buying them myself, yes these are all true stories :lol:) but then I spend quite lavishly on other little things (getting nice pizza for me and my boyfriend, clothes and bags). So I feel it all equals out in the end. The point is just to be a smart consumer - ie does the quality and construction merit the price?
 
Um No... I didn't... but thanks anyway softgrey.

I think she was just playing around, no need to take it too seriously. :p

This is an interesting story, even if the author made it easier for himself by offering to pay later and having friends use their money towards his purchases. After all, how hard can it be to go without money for a week when you're constantly surrounding yourself with generous friends? ;)
 
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i guess my point is that a great many people don't have the choice...
they simply don't have much money...
and i think it's good to remind ourselves of that on a regular basis...

far too many people live beyond their means imo...
and then a great many more simply don't appreciate what they have...

i guess i like the idea of walking in another person's shoes to keep you grounded....

i feel like it would give some people a greater appreciation for what they have and more empathy for those who have not..

:flower:...:kiss:
 
i like this idea...i have certainly gone a week and possibly more without spending a cent..im a college student so this is kind of a way of life..it can go further if you buy only non-perishable groceries so that you dont have to replenish by the next week, make your own coffee, and flirt with people at bars so they buy you drinks (never go home with them, of course) ...then again, if i had a family to support it would be far more difficult yet more rewarding to go a week without spending.
 

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