Wow... many insightful coments on here. I agree with the TJMaxx theory, I love love that store, I was there over the weekend and bought 3 BCBG Max Azria shirts and a pair of Via Spiga flats for under $100. I too am a college student, and therefore have seriously no money to spend on clothes. Sadly, when I started college (I go to a private school in Philadelphia, and almost everyone there wears designer clothes every day) I did rack up some serious credit card debt, because I was trying to emulate everyone else, but as the credit card bills came in and I could barely afford the minimum payments, I decided to get real and just buy what I can afford until I have a well paying job and can afford not to just charge it.
With that said it is extremly difficult to come on this thread some days, I always look at the CL page, and mostly it makes me envious, but you live and you learn. And sometimes I feel greatful that I do not have an endless supply of money to buy whatever I want because it makes my real purchases all that much more special. And it also makes Christmas and your birthday more exciting as well, like last year my boyfriend bought me the L.A.M.B bag I have been drooling over and I cherish every day I carry it.