And Madeline's boyfriend, James, brings up the one thing nobody ever talks about when they talk about modeling: agency debt. Certainly no one ever warned me that, while agencies will advance your rent, travel, and living expenses for your first trip to their city, unless you blow up, and quickly, that debt will be an albatross around your neck for months and even years to come. You can owe an agency thousands of dollars for the cost of the test photos they set up for you to shoot, the rent at the models apartment they own, the cost of the flight from Podunkville they selected and booked — and, meanwhile, if you're very, very lucky, you might book three editorials that month and earn $400 for your efforts. Your agency is a big company, and you are a small and undercapitalized model, and sometimes it seems no matter what you book or how modestly you live, the debt grows. For, you see, every day that goes by that you don't quit and go home and beg for your old retail job back is a day that you go to a casting for a $4,000 catalog job that could set you free; you never seem to actually book these jobs, however, and what's more, every day that you go to their castings is also a day you spend more money on food, more money on rent, and more money on that very pricey unlimited-ride metro pass, thereby geometrically increasing your debt; and, of course, decreasing the likelihood of your ability to ever pay down said debt selling sweaters at the mall.